A recreational RV insurance policy typically comes with the option of vacation liability coverage, which covers you for injuries or damages that occur in or around your RV during short trips. Full-time RV insurance, you receive broader RV coverages to protect you for a longer period.

Personal RV includes many of the same coverages as auto insurance. We are talking liability, collision, comprehensive, medical payments, and uninsured motorist coverage, to name a few. 

As for All-Terrain Vehicles, if you are operating an ATV on state land, or off your property in general, your homeowner’s insurance will not cover it. With an ATV insurance policy, you will not miss off-road adventure.

We will make sure you have the proper coverage regardless of how it is used – transporting feed and water on the farm or adventuring in the wild.

ATV insurance is designed to protect you in the event of an accident or other causes of damage. It also covers bodily injury and damage to others’ property if you are at fault in an accident. It can pay for legal expenses, as well as other people’s medical costs and lost wages. And remember, most states require liability coverage for your ATV.